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Retirement savings reached another milestone in 2025 as average 401(k) balances climbed to a record high, but financial experts say the headline figure tells only part of the story. The average 401(k) balance reached $167,970 at the end of 2025. While that number appears encouraging, it is heavily influenced by workers with exceptionally large retirement […] The post The surprising 401(k) number most Americans miss appeared first on Rolling Out .